Property insurance in Florida is a confusing and complicated product. There’s flood insurance, hurricane insurance, homeowner’s insurance, personal property insurance – the list goes on. Once an individual determines the types of insurance that they need, they then face the complexities of evaluating the specifics of what coverage to include in their policy. One of […]
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Understanding the Difference Between Water and Flood Damage
You come home from work to find your basement full of water. Is it flood damage or water damage? While the question may seem silly, it is no laughing matter to insurance companies, nor to those with denied insurance claims. Insurance companies most often carve out flood damage from homeowner’s insurance policies, although water damage […]
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Debt Collector Phone Tactics
Life is unpredictable and our best-prepared plans can fall apart. An unexpected accident at work, an unexpected child, or illness can unravel plan your plan and can cause financial hardship. Credit card bills, mortgages, and other debts that you planned to pay off may now be difficult or impossible. If these debts go unpaid, the […]
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How to Dispute a Credit Report Error
Your credit score is one of the most important numbers in your life. Unbeknownst to most people, your credit score can determine all aspects of your life. Your credit score can determine what job you have to where you live. Your credit score will determine whether you get approved for loans for your car, […]
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Why You Should Have Representation
Out of nowhere, a disaster strikes your home, which disrupts your life. One of the first concerns is how fast you can recover from the damage? Will your insurance policy take care of the losses? You probably have many questions swirling through your mind while also worrying about ensuring your insurance claim is thorough enough […]
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What Is Florida’s Statute of Limitations for Homeowners Insurance Claims?
There is a legal concept called the “statute of limitations”, which sets a maximum time after an event in which a claim must be brought. You may have heard of the concept statutes of limitations on a tv show where someone “gets away” with a crime because the crime occurred too long ago to prosecute, […]
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Two Major Considerations when Buying Homeowners Insurance in Florida
Buying a home is considered by most people as their most important purchase. If so, then buying homeowners insurance should be the second most important. While buying a home is an exciting time, there are important and often overlooked aspects that must be carefully considered. One of which is deciding which homeowner insurance policy to […]
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What Do I Do If There Is an Error on My Credit Report?
Having good credit can open many doors. It can qualify you for better rates and also increase your chances of being approved for credit, loans, and insurance. It will also make it easier for you to be approved to rent a house or an apartment. Unfortunately, errors on your credit report can unnecessarily bring your […]
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What Should I Do If a Debt Collector Is Harassing Me?
It is likely that, at some point in our lives, most of us will go through a period of financial hardship. The stress of not being able to pay credit card bills, mortgages, or other expenses can be a heavy burden to carry. On top of this, you may have debt collectors attempting to contact […]
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What Do I Do If My Home Is Damaged by Fire?
Fire is an ever-looming threat and it can have devastating consequences. Your home can be quickly destroyed by a fast-spreading fire. The sight of all of your home and all of your personal property being turned to ash is emotionally overwhelming. On top of this, you will have to plan for things like where you […]
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